Pension builder

The Pension builder fund is AJ Bell’s low-cost standard option, designed to help you invest the money you’ve paid into your pension.

If you’re not quite ready to start building your own investment portfolio, it can be tempting to leave your money in cash or not get started at all. That’s why pension providers now offer a ‘standard’ pension investment option to customers, and AJ Bell’s is known as the Pension builder fund. By offering a standard option, we are not making a personal recommendation.

Read more about our Pension builder fund

Popular terms

Lump sum and death benefit allowance

This is a limit on the total tax-free lump sums that can be paid from your pensions both in your...

Lump sum allowance

When you access your pension, you can usually take up to 25% of the value tax-free. The lump sum allowance...

Ready-made pension

A simple, low-cost pension where you choose from four AJ Bell fund options.

Money paid in is automatically invested...