Andy Bell graduated from Nottingham University in 1987 with a first class degree in mathematics and then joined a major insurance company as an actuarial student. After a sabbatical coaching football and tennis in America he qualified as a Fellow of the Institute of Actuaries in 1993 whilst working in an actuarial consultancy. The majority of Andy's professional career has been spent dealing with SSAS, SIPP and FURBS as well as providing expert witness reports on a variety of litigation and complaint cases. Andy set up A J Bell in August 1995, is a founder of Fi Software, a specialist actuarial software company and also Sippdeal, the UK's first online SIPP.