The Self Invested Personal Pension (A J Bell SIPP) is a sophisticated, flexible and cost effective personal pension scheme giving you the ability to invest your pension fund assets in areas other than insurance company pension funds.

A J Bell Management Limited is the Scheme Administrator of the A J Bell SIPP and is responsible for day to day management and administration. Authorised and regulated by the Financial Services Authority, A J Bell Management Limited is on the FSA register under register number 211468.

Your SIPP is established as an individual trust. You will normally be appointed as a trustee together with A J Bell (PP) Trustees Limited, a wholly owned subsidiary of A J Bell Management Limited, and will be provided with a Bank of Ireland bank account on which you will be counter-signatory. Special arrangements apply for Group SIPPs.

With the A J Bell SIPP you have the flexibility to pay contributions at whatever level you choose and there is no contractual minimum contribution. However there is a HM Revenue & Customs limit on the tax relief available on contributions.

You can appoint any authorised investment manager of your choice or even manage the investments yourself. Your SIPP can also invest in commercial property, with the assistance of a mortgage, if required, which can then be leased to a third party or back to your own business at a commercial rent.

There are no penalties applied should you wish to vary contributions, retire early or even transfer your SIPP to another Provider.

The A J Bell SIPP is designed to take full advantage of additional flexibility introduced in Finance Act 2004. The SIPP undoubtedly offers one of the most flexible and sophisticated tax planning tools available.

Our fees are clearly stated and reflect the level of work involved and not the value of your fund. Fees will normally be paid out of your fund.

A J Bell Management Limited is part of the A J Bell Group, a leading pensions administrator with specialist expertise in providing trustee, administration and actuarial services in relation to self administered pension schemes for limited companies, partnerships and high net worth individuals.

Neither A J Bell Management Limited nor A J Bell (PP) Trustees Limited will provide investment or financial advice although we will be delighted to work in conjunction with your other professional advisers as required.

Key Features
Application Form
Fee Schedule
Transfer Form
Benefit Form
Property Notes
Property Questionnaire
Adviser Remuneration Agreement