Stocks and shares ISA

An annual £20,000 tax-free allowance and thousands of investment options. That’s got a nice ring to it

Open a Stocks & shares ISAView charges
Which - Stocks and shares ISA 2025

Why choose AJ Bell?

We’re one of the UK’s largest and best regarded investment platforms, trusted by over 673,000 customers. We don't offer advice, but we make sure you have what you need to make sure you can make your investment decisions yourself. Here are some of the reasons why investing in an ISA with AJ Bell feels so good.

  • Low cost
    Deal from £1.50 and never pay more than £5.00 to deal online.
  • Help choosing investments
    You'll need to be comfortable managing your investments yourself. But our investment ideas can give you some help along the way.
  • Top rated
    We're a Which? Recommended Provider seven years running.
  • Wide investment choice
    If you’re happy to pick your own investments, you can choose from a wide range of UK and international shares and funds.

Open a Stocks & shares ISA

View charges

Before you apply, make sure you read our ISA key features document.

Managing your account

  • Regular payments
    Fund your ISA instantly by debit card, pay from my bank or set up a monthly direct debit.
  • Regular investing 
    Grow your ISA gradually by putting in as little as £25 a month.
  • Live prices 
    View the live price of UK, US, and Canadian shares and deal when it's right for you.
  • Mobile app
    Manage your ISA portfolio anywhere with our iOS and Android apps.
Devices

AJ Bell ISA charges

Our low charges mean you can keep more of the money you make.

Based on a starting portfolio of £15,000 invested across funds and shares, here's what you'll pay in a year.

Funds Funds allow you to cost-effectively build a diversified portfolio across geographic markets, industry sectors or asset classes. We've more than 2,000 funds you can choose from. You can also invest in unit trusts, OEICs and structured products.
£10,000.00

2 
Fund deals per year 
 

Shares There are thousands of companies on UK and international markets for you to invest in.
£5,000.00

2 
Share deals per year 
 

Estimated annual charge
£50.50



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Why invest in an ISA?

A Stocks and shares ISA is an easy, efficient way to invest. It’s completely tax-free to open and fund one of each ISA type in a tax year, so more of what you make stays in your pocket. And since you can access your pot whenever you like, it can be a useful rainy-day fund too.

Money grows tax free

Stocks and shares ISAs are designed for long-term investing. As you’ll pay no capital gains or income tax, your money can go further.

Anytime withdrawals

If you need to get your hands on your money, you can. (Though this isn't a flexible ISA, so you may not be able to pay it all back in straight away).

Invest up to £20,000 a year

Fund your ISA with lump sums, or by setting up a regular investment of as little as £25 a month. And you've a range of investments to buy.

Hassle-free

There's no need to declare ISAs on your tax return, meaning less admin. Just remember that you'll need to be happy managing your ISA yourself.

Open a Stocks & shares ISA    View charges

Before you apply, make sure you read our ISA key features document .