Charges and rates

Your monthly charges depend on the account type and the money held in it:

• All Ready-made pension charges are included in the single account charge and taken from your chosen AJ Bell fund. No cash is held in a Ready-made pension.
• For all other accounts, we collect charges from the available cash you have in it. You need to make sure you have enough cash in your account to cover charges when they're…

If you prefer, we can collect the account charges for your AJ Bell accounts from the cash in your Dealing account. For this to apply to your Junior ISA, you must be its registered contact (the person who manages the account). There’s also no charge for holding cash in your Dealing account.

To set this up, open a Dealing account if you haven't already, then email customermaintenance@ajbell.co.uk to…

The dealing charge for shares is based on the number of deals you placed in the previous calendar month. This is calculated across the accounts in your individual name (excluding any regular investment and dividend reinvestment deals).

For example, if you make 10 or more online shares deals in January, then the frequent dealer charge of £3.50 will apply for February.

Read more about the costs of\u2026

You need enough cash in your account to cover your monthly account charges.

When you buy an investment, there needs to be enough cash in your account to cover the investment and the dealing charges, which are included in the total of your order.

View our full charges and rates.

Do you want to make a withdrawal?

When you make a withdrawal, you’ll need to leave at least £100 in cash and/or investments…