Pensions

  • 23 May 2025

    Consolidating pensions

    Having multiple pensions can mean it’s difficult to get an overall picture of your retirement savings. Discover how to consolidate pensions here.

    6 min read
    Open book of pages
  • 22 April 2025

    Employer pension contributions

    Employer pension contributions are tax-efficient payments your employer makes into your pension. Read more about their tax benefits and how to set up SIPP employer contributions here.

    4 min read
    Various angles of an office
  • 7 February 2025

    Contributing to your pension

    One of the biggest perks of pensions is earning tax relief on what you pay in. How much tax relief you get is based on your earnings and how much tax you pay. So how much can you contribute to your pension?

    6 min read
    Woman calculating next to a piggy bank
  • 19 December 2024

    Defined benefit pensions

    Read all about defined benefit pensions (DBP) including what they are, how they work, and how they differ to defined contribution pensions.

    4 min read
    Colleagues sat around office desks
  • 18 December 2024

    Five steps to avoid pension fraud

    With a rise in fraud over the past decade, it’s good to make sure your pension is as protected as possible. Here’s how to avoid being a victim of pension fraud.

    3 min read
    Five steps to avoid pension fraud
  • 5 December 2024

    How is my pension taxed on withdrawal?

    When you save for retirement using a pension, part of your withdrawal is tax-free, but what about the rest of it? This article looks at the taxes that apply when you access your pension.

    5 min read
    Elderly couple on the beach
  • 30 October 2024

    Money purchase annual allowance

    Once you start to flexibly access your pension, including your SIPP, you’ll trigger the money purchase annual allowance (MPAA), which is set at £10,000. Learn more about the MPAA.

    3 min read
    Money purchase annual allowance
  • 26 September 2024

    What is a pension?

    Join us as we run through what a pension is, how a pension works, the different types of pensions, and how you can use them to save for your retirement.

    4 min read
    retired couple enjoying a drink on boat
  • 2 September 2024

    SIPP transfers

    Whether you want to transfer an old workplace pension to your SIPP, or transfer to AJ Bell from another pension provider, learn more about SIPP transfers here.

    6 min read
    Elderly couple gardening
  • 29 July 2024

    SIPP allowances

    Our article should help you to understand pension allowances, contributions and tax relief. Learn how much you could pay into your SIPP each year.

    3 min read
    Spilled jar of pound coins
  • 15 July 2024

    Pensions for the self-employed

    While employees have the luxury of pension auto-enrolment and a HR department, others have to do it themselves. Learn more about self-employed pensions with AJ Bell.

    5 min read
    Man and son in kayak
  • 28 June 2024

    Investing your pension

    Should you invest your pension money or keep it as cash? Learn about important things to consider when looking to grow your retirement savings.

    7 min read
    Money growing from a plant pot
  • 13 June 2024

    Saving for retirement

    Saving for retirement can seem daunting, with so many different types of pension and savings accounts to choose from. To help get you started, let’s work out what you might need, so you can decide how and when to invest for your retirement.

    8 min read
    People holding puzzle pieces
  • 21 September 2023

    How to: use the pension finder tool

    If you’ve had several jobs, you’ll probably have several pensions, and if you've found yourself wondering about some long-forgotten pension pots, you're not alone! AJ Bell's pension finder can help you track down your old pensions and bring them all together in an AJ Bell SIPP. Here's a handy guide to using the AJ Bell pension finder tool.

    5 min watch
  • 23 March 2023

    SIPPs explained

    Tom Selby, Head of Retirement Policy, gives an overview of Self Invested Personal Pensions (SIPPs). He discusses how SIPPs differ from other pensions, what investment options are available and how you can access your money in retirement.

    4 min watch
  • 27 August 2019

    Pensions and taxes

    Lisa Webster, Senior Technical Consultant at AJ Bell, explains how to claim tax relief on pension contributions.

    Find out more about pensions and taxes.

    5 min watch
  • 20 April 2018

    Consolidating your pension

    Lisa Webster, Technical Resources Consultant at AJ Bell, discusses the benefits of consolidating your pension, and what you need to consider when transferring a pension.

    3 min watch