Transfer to AJ Bell

We do the heavy lifting when you move an account over to us.

Which 7 years running

Why move to AJ Bell?

Whether it’s bringing all your investments under one roof or wanting to simply change provider, transferring your investment account shouldn’t be difficult.

Thankfully, moving over to AJ Bell is easier than you think. But that’s not the only reason you should consider switching to us.
  • All your money, all in one place
    We’re the only investment provider to be recommended by Which? seven years running – 2019-2025.
  • Low dealing charges
    We make sure you always get great value, that’s why you can buy and sell for as little as £1.50.
  • Excellent investment range
    From our choice of accounts to vast investment options and ideas, we have everything you need to get your money working hard.

How to start your transfer

Open an account

You’ll need to open a new account with us. It only takes a few moments to create.

Already have an account? Log in to get your transfer started.

Let us know more about you

During the application, you’ll be asked to enter the details of the account(s) you want to move over.

Sit back and relax

Once we have all the information we need, we’ll take care of the transfer, updating you along the way.

Already have an account?

Move over an account from another provider by logging in, selecting ‘Transfers’, followed by the account type from the ‘My account’ menu. 

Log in 

Our choice of accounts

Stocks and share ISA

Transfer over to our award-winning, low-cost Stocks and shares ISA.

Accounts you can move over: 

  • Stocks and shares ISA
  • Cash ISA
  • Matured Child Trust Fund

Transferring an account to an AJ Bell Stocks and shares ISA won’t use up any of your £20,000 annual ISA allowance for the current tax year. For Stocks and shares ISAs and matured Child Trust Funds, you can transfer both cash and investments.

If you're transferring a matured Child Trust Fund, you'll also need to complete a Child Trust Fund to Stocks and shares ISA transfer form.

Apply now

Lifetime ISA

Transfer over to our popular Lifetime ISA and save for your first home or later life with an annual 25% government bonus.

Accounts you can move over: 

  • Lifetime ISAs (including for over 40s)
  • Stocks and shares ISAs
  • Cash ISAs
  • Help to buy ISAs
  • Matured Child Trust Funds

Transfers from Cash ISAs, Stocks and shares ISAs, Help to buy ISAs and matured Child Trust Funds will count towards your annual £4,000 Lifetime ISA subscription limit. If your account total is more than £4,000, it may be worth considering opening a Stocks and shares ISA as well.

If you're transferring a matured Child Trust Fund, you'll also need to complete a Child Trust Fund to Lifetime ISA transfer form.

Apply now

Junior ISA

Transfer into our low-cost Junior ISA and save tax-free for your child’s future.

Accounts you can move over: 

  • Cash Junior ISAs
  • Stocks and shares Junior ISAs
  • Child Trust Fund

Any existing Junior ISA you transfer won't use up your child's £9,000 annual allowance for the current tax year. You can transfer Stocks and shares Junior ISAs that contain cash as well as investments.

If you're transferring a matured Child Trust Fund, you'll also need to complete a Child Trust Fund to Junior ISA transfer form.

Apply now

Self-invested personal pension

You can transfer over most types of UK pensions – even pensions you’ve already started taking an income from.

What to do before transferring : 

  • Please contact the government’s Pension Wise service for free and impartial guidance to help you understand what you can do with your pension pot.
  • If someone is asking you to transfer a pension, please contact Pension Wise or speak to a suitably qualified financial adviser – pension scams and fraud are very common.
  • Ask your current provider to confirm your pension’s current value and check whether transferring means you’ll lose any guaranteed benefits or face penalties such as market value adjustments or reductions.
  • Consider talking to a suitably qualified financial adviser about whether transferring to a SIPP is right for you. Please note: to transfer a final salary (also known as 'defined benefit') pension worth £30,000 or more, a financial adviser must recommend that the transfer is in your interests. To confirm you’ve received the recommendation, you and your adviser need to complete our financial advice declaration form.
  • If you’re in ill health, it's a good idea to seek financial advice. There may be an Inheritance Tax liability if you don’t survive the pension transfer by two years.

Apply now

Dealing account

Transfer into our low-cost Dealing account, which lets you invest – and withdraw – as much as you like. You can transfer cash, investments or a mix of both.

If you want to transfer a joint Dealing account, you'll need to open a Dealing account in joint names with us and then complete the joint Dealing account transfer form.

What to do before transferring : 

If you’re transferring over a Bare trust Dealing account for a child, you’ll need to complete a transfer request form.

Apply now

How long does transferring take?

Once you’ve given us the details of the account you want to transfer, we’ll take it from there and keep you updated. 

If you’re transferring an account with both cash and investments, your investments will transfer over first, then your cash afterwards.

You can check on the progress of any transfer by logging into your account and clicking "Transfers". If you have any questions, feel free to get in touch with our Transfers team at transfersin@ajbell.co.uk. 
Type of investment Time taken to transfer 
Cash only 2-4 weeks 
Shares     4-6 weeks 
Funds     6-8 weeks 
International shares     10-12 weeks 

Transfer costs and charges

It’s free to open an account with us. To get an idea of what you’ll pay when you move to us, you can use our simple charges calculator. Select the account you want to open, and it will show you an estimated breakdown of charges.

Account charge

Never pay more than 
0.25%

Dealing charge

Deal online for as little as 
£1.50

Charges calculator

We’ll cover any exit fees up to £500

It's free to transfer an account to us, but sometimes a provider will charge you for
moving over. Don’t worry. If you’re moving over an account worth £20,000 or more,
we’ll pay you up to £500 to cover any exit fees.

See our offer

Thinking of leaving us?

We’re sorry you’re thinking of leaving us. If you’re sure you want to move to another provider, we’ll make it as smooth as possible.

Move to another provider  

We're here to help you invest

We’ve been helping our customers put their money to work for over 30 years. And with over 620,000 customers, that’s a lot of people taking control of their financial futures. 

We’re not just one of the UK’s largest and best regarded investment platforms, we’re listed on the FTSE 250, we’re regulated by the Financial Conduct Authority (FCA), oh, and we’re a Which? Recommended provider seven years running, 2019-2025. 

So, when you're ready to feel good, investing, we're here to help.
Which 7 years running