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Track down any forgotten workplace pensions with our free pension finder and combine them all in one handy account.
Not sure where all your old pensions are? You're not alone. According to the Pensions Policy Institute, in 2024 there was as much as £31.1 billion sleeping in lost or forgotten UK pensions.
Chances are, you may have forgotten about some of your old workplace pensions. That’s why we launched a service that tracks down your lost pensions – for free.
Not sure where all your old pensions are? You're not alone. According to the Pensions Policy Institute, in 2024 there was as much as £31.1 billion sleeping in lost or forgotten UK pensions.
Chances are, you may have forgotten about some of your old workplace pensions. That’s why we launched a service that tracks down your lost pensions – for free.
Remember that investments go up and down in value, and you could lose money as well as make it. How you’re taxed will depend on your circumstances, and pension and tax rules can change. We don’t offer investment advice, so you’ll need to be confident you can manage your pension yourself. It's important to check that you won't lose out by transferring your pension.
Our pension finding service is available to AJ Bell customers and works with our two types of personal pension account. If you already have an account with us, you can log in and start finding your lost pensions.
Once you've opened an AJ Bell account, you'll have full access to our pension finder.
We’ll need a few details, such as where you used to work and when you worked there. Our partner, Raindrop, will then get to work, keeping you updated along the way*.
We'll let you know what pensions we've found, so you can combine them in a Self-invested personal pension or Ready-made pension.
*Not all pensions can be searched for. Please do not provide details from your current employer or any public sector pensions, jobs you left before 1990 or before turning 22, that you held for less than three months or less than two years before 2000.
See exactly what you need to do so we can track down and combine your lost pensions into one place.
If you’ve had several jobs, you’ll probably have several pensions, and if you've found yourself wondering about some long-forgotten pension pots, you're not alone! AJ Bell's pension finder can help you track down your old pensions and bring them all together in an AJ Bell SIPP. Here's a handy guide to using the AJ Bell pension finder tool.
Once you've found your pensions, if you want to combine them, you'll need to choose a pension account that’s right for you.
Let our experts manage your investments with our low-cost, hassle-free pension.
Key benefits:
Take control of your pension investments with our hands on Self-invested personal pension.
Key benefits:
Having the right information is important when making investment decisions. Here are the most frequently asked questions we get about our pension finding service.
Our free Pension finding service looks for a wide range of pensions you might hold. You can search for as many pensions as you’d like. Just click ‘Add more pensions’ from your Pension finder dashboard.
Once you’ve submitted your pension search, we’ll start looking. The process usually takes four to six weeks, though response times can vary depending on the pension provider.
We’ve partnered with…
Read moreWith our Pension finding service, we can look for a wide range of pensions on your behalf. However, there are some that we're unable to track down and transfer over, including those that are:
These pensions are:
We’ve partnered with Raindrop, a UK pension-finding specialist, to power our Pension finding service. All activity relating to the transfer and automatic investment of the pensions found by Raindrop will be handled by AJ Bell.
After you submit a pension finding request, you’ll receive emails from both AJ Bell and Raindrop. The latter will come from the address: ajbell@myraindrop.co.uk. Raindrop…
Read moreWith an AJ Bell Ready-made pension, any eligible pensions you find will be transferred and invested into your chosen AJ Bell fund. An extra step is required for pensions that contain a guarantee or benefit that might be lost if you transfer. In these cases, we’ll ask you to consider the extra information and tell us if you want to proceed.
If you have an AJ Bell SIPP, you can choose what to do with…
Read moreYou can withdraw your pension finding request at any time. Just email ajbell@myraindrop.co.uk.
Our customer support team are here to help when you need it. Here’s how to get in touch.
We’ve been helping our customers put their money to work for over 30 years. And with over 593,000 customers, that’s a lot of people taking control of their financial futures.
We’re not just one of the UK’s largest and best regarded investment platforms, we’re listed on the FTSE 250, we’re regulated by the Financial Conduct Authority (FCA), oh, and we’re a Which? Recommended provider seven years running, 2019-2025.
So, when you're ready to feel good, investing, we're here to help.
