Previous interest rates

The tables below show the previous interest rates paid for cash held in your account.

1 September 2025 to 31 January 2026

Account	Cash balance	Interest rate (AER) for this tier
SIPP and Junior SIPP	£0 - £100,000 Above £100,000	2.30% 2.65%
SIPP in drawdown	£0 - £100,000 Above £100,000	2.90% 3.40%
Stocks and shares ISA Lifetime ISA Junior ISA	All cash balances	2.00%
Dealing account	All cash balances	1.00%

1 June 2025 to 31 August 2025

Cash held in a SIPP or Junior SIPP

Cash balance	Interest rate (AER) for this tier only
£0–£10,000	2.52%
Above £10,000-£100,000	2.68%
Above £100,000	2.98%

Cash held in a SIPP in drawdown

Cash balance	Interest rate (AER) for this tier only
£0–£10,000	3.03%
Above £10,000-£100,000	3.29%
Above £100,000	3.80%

Cash held in a Stocks and shares ISA, Lifetime ISA or Junior ISA

Cash balance	Interest rate (AER) for this tier only
£0–£10,000	1.81%
Above £10,000-£100,000	2.02%
Above £100,000	2.57%

Cash held in a Dealing account

Cash balance	Interest rate (AER) for this tier only
£0–£10,000	1.31%
Above £10,000	1.41%

1 March 2025 to 31 May 2025

Cash held in a SIPP or Junior SIPP

Cash balance	Interest rate (AER) for this tier only
£0–£10,000	2.52%
Above £10,000-£100,000	3.03%
Above £100,000	3.29%

Cash held in a SIPP in drawdown

Cash balance	Interest rate (AER) for this tier only
£0–£10,000	2.78%
Above £10,000-£100,000	3.29%
Above £100,000	4.06%

Cash held in a Stocks and shares ISA, Lifetime ISA or Junior ISA

Cash balance	Interest rate (AER) for this tier only
£0–£10,000	1.81%
Above £10,000-£100,000	2.17%
Above £100,000	2.83%

Cash held in a Dealing account

Cash balance	Interest rate (AER) for this tier only
£0–£10,000	1.56%
Above £10,000	1.76%

1 December 2024 to 28 February 2025

Cash held in a SIPP or Junior SIPP

Cash balance	Interest rate (AER) for this tier only
£0–£10,000	2.78%
Above £10,000-£100,000	3.29%
Above £100,000	3.55%

Cash held in a SIPP in drawdown

Cash balance	Interest rate (AER) for this tier only
£0–£10,000	3.03%
Above £10,000-£100,000	3.55%
Above £100,000	4.27%

Cash held in a Stocks and shares ISA, Lifetime ISA or Junior ISA

Cash balance	Interest rate (AER) for this tier only
£0–£10,000	2.07%
Above £10,000-£100,000	2.42%
Above £100,000	3.09%

Cash held in a Dealing account

Cash balance	Interest rate (AER) for this tier only
£0–£10,000	1.81%
Above £10,000	2.02%

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