How do I invest in an Investment Pathway fund?
Anyone can choose an Investment Pathway fund, although they're primarily designed for customers who have set up a drawdown pot when accessing their AJ Bell SIPP. The idea is to provide a range of low-cost, simple investments designed around four broad retirement income objectives.
You can hold an Investment Pathway fund in any of our accounts - including a SIPP, Ready-made pension, Dealing account or ISA.
You can invest in each of the four Investment Pathway funds online. Once you've decided on which pathway is right for you, click the link for the corresponding AJ Bell fund and choose 'Invest now'.
You’ll be prompted to log in to your account, then taken to the ‘Buy and sell’ page for the fund you’ve chosen. Before you invest, please read the fund’s Key Investor Information Document (KIID) and factsheet to get the full picture.
Investment Pathway 1 – I have no plans to touch my money in the next 5 years
The AJ Bell fund for this option is the AJ Bell Balanced fund I Acc
Investment Pathway 2 – I plan to use my money to set up a guaranteed income (annuity) within the next 5 years
The AJ Bell fund for this option is the AJ Bell Cautious fund I Acc
Investment Pathway 3 – I plan to start taking my money as a long-term income within the next 5 years
The AJ Bell fund for this option is the AJ Bell Moderately Cautious fund I Inc
Investment Pathway 4 – I plan to take out all my money within the next 5 years
The AJ Bell fund for this option is the AJ Bell Cautious fund I Acc
How do I cancel my request to invest in an Investment Pathway fund if I’ve changed my mind?
How you use Investment Pathways is entirely up to you. At any time, you can choose another Investment Pathways fund, or choose your own investments for your SIPP.
However, keep in mind that each Investment Pathway is designed to meet a single, overall retirement objective. It’s your responsibility to decide how an Investment Pathway might work alongside other investments. If you’re not sure what the right choice might be for you, you should consider speaking to an authorised financial adviser.