What are the charges for a Ready-made pension?
You pay one annual all-in charge of just 0.35% of your total portfolio value for your chosen fund. We offer five fund options for you to choose from:
- AJ Bell Cautious fund
- AJ Bell Moderately Cautious fund
- AJ Bell Balanced fund
- AJ Bell Moderately Adventurous fund
- AJ Bell Adventurous fund
The all-in charge, sometimes known as the OCF - or Ongoing Charges Figure - isn’t taken from cash added to your Ready-made pension. It comes directly out of the fund itself. There aren’t any dealing or account charges to pay for buying, selling or holding your chosen AJ Bell fund in your Ready-made pension.
Learn more about our Ready-made pension charges and how they’re applied.
Do you pay interest on cash in my Ready-made pension?
Any cash added to your account (from a payment, tax reclaim or transfer in) is automatically invested in your chosen AJ Bell fund, usually within one working day of being received. For that reason, we don’t pay any interest on cash, awaiting investment, in your Ready-made pension.