What are the charges for a Ready-made pension?
Answer
You pay one annual all-in charge for your chosen fund. Below are the charges for each:
- AJ Bell Cautious fund - 0.45%
- AJ Bell Balanced fund - 0.45%
- AJ Bell Adventurous fund - 0.45%
- AJ Bell Responsible Screened Growth fund - 0.60%
The all-in charge, sometimes known as the OCF - or Ongoing Charges Figure - isn’t taken from cash added to your Ready-made pension. It comes directly out of the fund itself. There aren’t any dealing or account charges to pay for buying, selling or holding your chosen AJ Bell fund in your Ready-made pension.
Learn more about our Ready-made pension charges and how they’re applied.
Do you pay interest on cash in my Ready-made pension?
Any cash added to your account (from a payment, tax reclaim or transfer in) is automatically invested in your chosen AJ Bell fund, usually within one working day of being received. For that reason, we don’t pay any interest on cash, awaiting investment, in your Ready-made pension.