How can I pay into a Junior ISA?

Anyone can pay into a Junior ISA up to the yearly limit, including relatives or friends who want to pay in as a gift. The 2025/26 tax year Junior ISA subscription limit is £9,000. This is a combined limit across both types of Junior ISA: cash and stocks and shares.

If you're the Junior ISA's registered contact (the person responsible for managing the account), you can make a single payment via our platform. From this screen, you can also create a link to let other people pay into the Junior ISA. They’ll need to confirm the child’s surname and date of birth to make the payment.

If you're the Junior ISA's registered contact, you can set up a regular Direct Debit of at least £25 per month, by logging into your own account (not the child's) and selecting ‘Regular payments’. The bank account used for a regular payment must be the same one registered to your AJ Bell adult account.

The first time you open a Junior ISA, you'll have the option of how you'ld like to initially fund the new account. If you wish to make a single payment, the minimum is £250. After that, there's no set amount.

If you don’t have a linked parent or guardian account, you can set up a Direct Debit by posting us a completed Junior ISA monthly payment form. You can amend or cancel an existing Direct Debit by sending us a secure message from the Junior account.

Please note that money can’t normally be withdrawn from a Junior ISA until the child reaches 18.

Are there any restrictions on what I can invest in a Junior ISA?

Our Junior ISA lets you choose from the same wide range of investments as our Stocks and shares ISA. This includes the majority of UK shares, 24 international share markets, over 2,000 funds in our funds universe, as well as investment trusts, bonds and exchange traded funds (ETFs).