Distribution Finance annual profit rises as loan book grows in 2025

Distribution Finance Capital Holdings PLC on Monday said it has access to the markets which underpin its growth as it reported a rise in net interest income and profit.

The Manchester, England-based provider of financing solutions for dealers and manufacturers in the UK said pretax profit edged up 2.6% to £19.6 million in 2025 from £19.1 million in 2024.

Net interest income climbed 22% to £55.8 million from £45.6 million.

The loan book was £846 million at the end of 2025, up 27% from £666 million in 2024.

Looking ahead, Distribution Finance reaffirmed its medium-term targets, including a loan book over £1.5 billion by 2030.

Chief Executive Officer Carl D’Ammassa said: ‘We have access to the markets which underpin our growth and have more opportunities to support new loan origination than ever before. We are well capitalised and are now in a virtuous cycle where continued healthy retained earnings support organic capital generation. The board believes the journey to these targets supports its intention to introduce a maiden dividend following the year ending 31 December 2028.

‘The entire DF Capital team is excited about our ambitious 2030 plan - the opportunities ahead of us are immense. I’m proud of what we’ve achieved so far in our journey but am looking forward to leading our talented team to achieve bigger and better things. Whilst 2025 has been undoubtedly our best year so far, I firmly believe that our best and most exciting days are ahead of us.’

Distribution Finance shares fell 3.5% to 54.98 pence each on Monday morning in London.

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