Permanent TSB celebrates "strong performance" as annual profit rises

Permanent TSB Group Holdings PLC on Wednesday reported a double-digit percentage increase in underlying pretax profit.

The Dublin-based bank, which in April agreed to be acquired by Austria's Bawag Group AG, said net interest income increased to EUR313 million in the first half of 2026 from EUR288 million the previous year.

Pretax operating profit increased to EUR57 million from EUR19 million. Underlying pretax profit increased 34% to EUR68 million from EUR51 million.

The bank's return on tangible equity increased year-on-year to 5.0% from 2.9%, while its CET1 ratio increased to 17.7% in June from 15.9% in December.

"PTSB delivered a strong performance in the first half of 2026...and we remain on track to deliver our financial targets for the full year," commented Chief Executive Eamonn Crowley. "I am particularly pleased to report that our revenue rose by 7% as we continued to broaden our product and service offering to a growing customer base.

"Our balance sheet continued to expand, with our total loan book up 4% and our deposits up 2%. Business Banking delivered a notably strong performance, with the book growing by 11%. Asset quality remains robust and our funding and capital levels are strong, positioning us well for further growth."

Permanent TSB said its guidance for 2026 remains unchanged, adding: "The Irish economy has remained resilient in recent years, underpinning our business and we remain confident that our strategy can continue to deliver for customers, shareholders and our other stakeholders, while supporting greater competition in the Irish banking market."

Permanent TSB shares closed down 1.2% at EUR2.98 in London on Wednesday.

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