Laura Suter is AJ Bell's Director of Personal Finance. She joined the company in 2018 and is the go-to spokesperson on all things personal finance - from cash savings rates to saving for children and how to invest for the first time. Laura has a degree in Journalism Studies from the University of Sheffield.
Since joining the company, Laura has co-founded AJ Bell’s Money Matters campaign, which aims to help more women start their investing journey and close the gender investment gap. She writes articles for the campaign and co-hosts the Money Matters podcast.
Laura also co-hosts AJ Bell's weekly Money & Markets podcast, giving an update on all the investing and personal finance news of the week. She's regularly quoted in the national and trade press, as well as appearing on TV and radio. She speaks and presents at live events, ranging from AJ Bell roadshows to the company’s flagship investment conference, Investival, and Money Matters events.
Laura is a multi-award winning former financial journalist, having worked in this role for 10 years before joining AJ Bell. She was previously at the Daily Telegraph as an Investment Editor. During her time at the Telegraph, she was crowned the Headlinemoney Investment Journalist of the Year. She also worked for financial adviser publications Money Marketing and Money Management, as well as an investment publication in New York focusing on the hedge fund and private equity world.
27 February 2025
ISA investing since 1999: how investing £1,000 a year beat Cash ISAs to the tune of £50,000Savers are paying the price for sticking to safe havens, as Cash ISAs have lagged the returns of stock market funds since the ISA was launched in April 1999. While cash is currently enjoying a sweet spot of higher returns, and Cash ISA interest rates have risen this ISA season, a glance at the long-term performance of different markets shows cash...
24 February 2025
Two million to be hit with tax on savings – how to avoid sneaky tax trapsMore than two million people will face a tax bill on their savings interest this tax year, as rising interest rates and frozen tax thresholds have pushed more people into these tax bills.
While it might be too late to solve the tax bill for the current tax year, you can organise your savings and sidestep some sneaky tax traps to avoid being...
7 February 2025
What the UK interest rate cut means for savings, mortgages, the economy and inflationIn its first decision of 2025 the Bank of England has cut interest rates from 4.75% to 4.5% – marking a 20-month low and the third rate cut in just over six months.
While a rate cut was firmly on the cards, it’s interesting how the vote was split, with two members of the MPC preferring a chunkier cut to 4.25% to send a bigger signal to markets...
30 January 2025
Why US tech stocks nosedived this weekIf you’ve been keeping an eye on the stock market this week, you might have noticed US technology stocks taking a big dive. Companies like Nvidia, Microsoft and Alphabet (Google’s parent company) saw their share prices tumble, wiping out billions of dollars in market value. What caused this? The answer lies with a Chinese AI company called DeepSeek...
22 January 2025
Five people who should consider a Lifetime ISAThe influential Treasury Committee has launched a call for evidence on how the Lifetime ISA could be reformed, with the questions ranging from whether there are improvements to be made to the account all the way through to whether it should be scrapped altogether.
There’s no denying that the account is more complicated to explain than a standard...
20 December 2024
Transferring into a Lifetime ISALooking to transfer into a Lifetime ISA? Learn how you can save more to help you with buying your first home or toward those retirement goals.
18 December 2024
Additional permitted subscriptionsLearn about additional permitted subscriptions (APS) in an individual savings account, along with the rules, the limits and how it works.
11 December 2024
Just three steps: how to invest for children this ChristmasAny parents struggling to think of ideas for Christmas or who are already drowning in children’s toys at home should think about gifting money or investments instead. While it won’t be as impressive for a child as unwrapping this season’s must-have toy, they will probably thank you later when you hand over a pot of money at their 18th birthday.
Lot...
9 December 2024
Ditch presents for investments: how you can gift your child £265,851 for ChristmasAs Christmas approaches it’s tempting to do a mad dash around the toy shop to buy for the children in your life. But if you’re adding to the toy mountain they already own or know that they will have piles of presents to open, you might want to gift money instead.
For lots of parents, grandparents or friends it’s easy to default to giving cash...
29 November 2024
Premium Bond rate has been cut, are they still worth it?NS&I has joined the troops of other savings providers cutting interest rates, as the savings market cools after a bonanza couple of years. The government-backed provider will cut the rates on several of its savings accounts, including the hugely popular Premium Bonds.
It’s not alone in cutting rates, but how are they cut and who could still benefit...
