Laura Suter is AJ Bell's Director of Personal Finance. She joined the company in 2018 and is the go-to spokesperson on all things personal finance - from cash savings rates to saving for children and how to invest for the first time. Laura has a degree in Journalism Studies from the University of Sheffield.
Since joining the company, Laura has co-founded AJ Bell’s Money Matters campaign, which aims to help more women start their investing journey and close the gender investment gap. She writes articles for the campaign and co-hosts the Money Matters podcast.
Laura also co-hosts AJ Bell's weekly Money & Markets podcast, giving an update on all the investing and personal finance news of the week. She's regularly quoted in the national and trade press, as well as appearing on TV and radio. She speaks and presents at live events, ranging from AJ Bell roadshows to the company’s flagship investment conference, Investival, and Money Matters events.
Laura is a multi-award winning former financial journalist, having worked in this role for 10 years before joining AJ Bell. She was previously at the Daily Telegraph as an Investment Editor. During her time at the Telegraph, she was crowned the Headlinemoney Investment Journalist of the Year. She also worked for financial adviser publications Money Marketing and Money Management, as well as an investment publication in New York focusing on the hedge fund and private equity world.
14 May 2024
How cutting charges could boost your pension pot by over £1,000Reducing charges on your pension can have a dramatic impact on the amount of money you end up with in retirement. Even cost differences that seem small can make a big difference.
Moving to a new pension provider that charges just a few tenths of a percentage points less may feel like more effort than it’s worth, but it quickly adds up. Just how...
10 May 2024
Bank holds rates to homeowners’ dismayNo-one was expecting the Bank of England to pull the trigger on interest rate cuts on Thursday 9 May – and the ratesetters stuck to the playbook. But what’s of more interest is the detail on the rate decision – the fact that two members voted for a rate cut compared to one last time represents a slight shift in attitude. It means we’re one step...
10 May 2024
How saving £100 a month can give your child a £477,000 pensionPaying into a pension for your offspring might not be the first thing that pops to mind when you have a child, but putting a little bit away for your kid could have a huge impact on their financial future.
A Junior SIPP is a pension account for a child. If your child is under 18, up to £2,880 a year can be paid into a Junior SIPP on their behalf...
9 May 2024
How ISAs have changed this yearWe’re in a new tax year now, and usually that’s when a few changes are made to our savings and...
9 May 2024
Five steps to make your pension easier to manageSorting out your finances can be a real faff, particularly when it comes to your pensions. But combining your retirement pots can come with significant benefits like making your life easier, reducing your charges and opening up a wider selection of investment and income options.
Research suggests around £27 billion of pensions money is currently...
4 April 2024
ISAs turn 25: Who holds them and how much have they got?ISAs turned 25 on 6 April 2024 and they’ve never been more relevant, with cuts to capital gains tax and dividend tax allowances making the humble ISA an ever more valuable way to shelter savings and investments from the taxman.
On top of that the rise in interest rates has pushed far more people into using an ISA for their cash savings, with the...
20 March 2024
How a Lifetime ISA can save years and thousands off your deposit savingGetting on the housing ladder is the top priority for many young people, but with both house prices and mortgage rates rising it can be an increasingly hard-to-reach goal. However, using a Lifetime ISA can supercharge your savings and get you closer to your house-buying dream.
The average house price in the UK is £285,000* today, but if someone is...
6 March 2024
Dividend tax bills are rising: how to beat the hikeTax year end is looming but there is still time to protect your investments from the taxman’s impending dividend tax raid. From 6 April the dividend tax-free allowances will be cut in half again, meaning investors could pay hundreds of pounds more in tax. But there’s still time to organise your investments to prevent the taxman from taking a chunk...
27 February 2024
How to beat the incoming capital gains tax hikeMore than a quarter of a million more people and trusts will be paying capital gains tax for the first time, according to HMRC figures, thanks to the Government crackdown on gains. From April the tax-free allowance for CGT (capital gains tax) will be less than a quarter of what it was just a year ago, dragging more people into paying tax and filing...
16 January 2024
How to detox your finances this yearIt’s always a good idea to take a look at your finances – particularly if it means you can have a...
