Investing essentials

If you're new to investing, you've come to the right place. Sit back and relax with Dan Coatsworth and Charlene Young as they guide you through how to get started.

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Investing essentials
Episode 13: How often should you invest?
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Episode 13: How often should you invest?

In this episode, Dan and Charlene debate a big question asked by many investors: how often should you invest? There’s no right or wrong answer here – it depends on your individual circumstances and preferences. Some common approaches include investing a lump sum, putting aside a small amount monthly, and investing spare cash such as a bonus or birthday money. AJ Bell’s regular investment service allows you to pay in just £25 per month – over time, it could amount to much more than you’d think!

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  • 8 April 2024

    Episode 12: Transferring and consolidating pensions

    Chances are, if you’ve had multiple jobs, you’ll have multiple pension pots. Dan and Charlene discuss the benefits of combining your old and lost pensions into one single pot – such as easier management, less...

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  • 8 February 2024

    Episode 1: Why invest?

    In the first episode, Dan and Charlene go back to basics. Why invest your money at all? You’ll hear how history shows that investing tends to yield bigger returns than parking your money in a bank or building society...

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  • 8 February 2024

    Episode 2: Investing goals

    This episode is all about life goals and how investing can help you hit them. Charlene and Dan talk about the importance of creating a plan for why you want to invest – whether it’s to help your children through...

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  • 8 February 2024

    Episode 3: Saving for children

    Loads of people want to give their child or grandchild a head start in life. If that’s you, don’t miss this episode! Dan and Charlene discuss how investing could help your child buy a house in their 20s or kick-start...

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  • 8 February 2024

    Episode 4: It’s never too late to start investing

    Who says you need to start investing between age 20 and 30? Not Charlene and Dan, who in this episode explain why it’s never too late to get started. Chances are, you already have investments in your name if you’re...

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  • 8 February 2024

    Episode 5: How much should you invest?

    The belief that you need to be rich to invest is a common one. But it just isn’t true. In this episode, Dan and Charlene talk about the benefits of regular investing, which lets you put aside as little as £25 per month...

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  • 8 February 2024

    Episode 6: Pensions for the self-employed

    This episode is all about the different types of investments you can choose from. Charlene and Dan look at the pros and cons of five popular choices: funds, investment trusts, exchange-traded funds (ETFs), bonds and...

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  • 8 February 2024

    Episode 7: Investment choices

    This episode is all about the different types of investments you can choose from. Charlene and Dan look at the pros and cons of five popular choices: funds, investment trusts, exchange-traded funds (ETFs), bonds and...

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  • 8 February 2024

    Episode 8: How to make money from investing

    We hope by now you're convinced of the benefits investing could bring. So how, exactly, does investing make you money? To explain, Dan and Charlene dig into the two main ways you can compound your returns as an investor...

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  • 8 February 2024

    Episode 9: The difference between ISAs and SIPPs

    Not all investments are made equal: some are riskier – and potentially more rewarding – than others. In this episode, Charlene and Dan order investment types from safest to riskiest – including cash, government bonds...

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  • 8 February 2024

    Episode 10: What are the risks of investing?

    Join Charlene and Dan as they delve into the costs of investing. Investing charges come in different flavours, such as for buying and selling an investment (a dealing charge), and for holding investments in your account...

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  • 8 February 2024

    Episode 11: The costs of investing

    Join Charlene and Dan as they delve into the costs of investing. Investing charges come in different flavours, such as for buying and selling an investment (a dealing charge), and for holding investments in your account...

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  • 8 February 2024

    Episode 13: How often should you invest?

    In this episode, Dan and Charlene debate a big question asked by many investors: how often should you invest? There’s no right or wrong answer here – it depends on your individual circumstances and preferences. Some...

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  • 8 February 2024

    Episode 14: Am I too young to start a pension?

    We get it. Pensions are confusing, and it’s all too tempting to put them off until later. But as Dan and Charlene explain, the earlier you get started, the more money you can put away, and the longer you can compound...

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