Stocks and shares ISA

Make the most of your £20,000 ISA allowance each year using AJ Bell's low-cost Stocks and shares ISA.

Open a Stocks & shares ISAView charges
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What is a Stocks and shares ISA?

Stocks and shares ISAs (also referred to as investment ISAs) are a great option for anyone who wants to build an investment pot over the long term whilst keeping the option to access their savings if they need it.

  • Tax-free investing
    With this account, you don’t pay income or capital gains tax on any growth to your pot – meaning you keep more returns for yourself.
  • Invest up to £20,000 a year
    Each tax year, you get an annual ISA allowance of £20,000 to invest into different types of ISA accounts.
  • Anytime withdrawals
    It’s free to withdraw money from your Stocks and shares ISA whenever you need to – you'll just need to leave at least £100 in your account to keep it open. As this isn’t a flexible ISA, any money you pay back in will count towards your annual allowance.
  • Start investing from just £25
    Once you've funded your account, you’re ready to go. Set up a £25 monthly direct debit, make a one-off £250 payment, or transfer an ISA for free.

Open a Stocks & shares ISA  

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Low-cost charges, high-value service

  • You'll never pay more than 0.25% annually to manage your account

  • Deal online for as little as £1.50

  • Foreign exchange fees capped at 0.75%

We make sure our Stocks and shares ISA charges at AJ Bell are among the lowest in the market, so you’ll always get excellent value on your investments. 

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Choose your Stocks and shares ISA investments

You’re the decision maker when it comes to choosing how and where to invest money in your Stocks and shares ISA. Get started with as little as £25 per month with our regular investment service. 

If you're not sure what to invest in, our range of investment ideas help take the confusion out of investing. But if picking and choosing investments is part of the fun for you, we've got everything you need.
  • AJ Bell funds – our low-cost, hassle-free funds, built and managed by our experts. Just choose which one suits you, and we’ll do the rest
  • Our Favourite funds – our expert choice of top funds that we think offer you the best value and growth potential
  • Investment funds – we have over 4,000 funds and ETFs across dozens of markets, sectors, and asset classes
  • UK,
US and global shares – invest in the world’s biggest including the UK, US, Japan, Canada, and more
  • Bonds and gilts – our corporate bonds and UK gilts help keep things simple

See AJ Bell's investment ideas

See the full investment range

Stay on track with the AJ Bell app

Manage your investments, check in on your performance, or set up a new account whenever you want with the AJ Bell app.

You can download it from the Apple and Google app stores, or just scan the QR code to find it instantly.

Learn more about the app Download the app

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Expert tips on… Stocks and shares ISAs

Understanding how to manage a Stocks and shares ISA is important for anyone interested in investing.

Dan Coatsworth  Editor-in-Chief

Dan Coatsworth
Head of Markets

Here are some points to remember:

  • You’re allowed to pay in up to £20,000 across a range of different types of adult ISAs* including a Stocks and shares ISA in a single tax year.
  • You can make multiple subscriptions to different types of ISAs including a Stocks and shares ISA, meaning you can open accounts with different providers in the same tax year.
  • There are no restrictions or penalties for taking money out of a Stocks and shares ISA.
  • If you already hold a Stocks and shares ISA with AJ Bell, you don’t have to open a new one each tax year. You can keep paying into the existing one.
  • There’s no tax to pay on income or capital gains for investments held inside a Stocks and shares ISA. 

*Lifetime ISAs are capped at £4,000.

Open a Stocks & shares ISA   

More about investment ISAs   

Stocks and shares ISA FAQs

Having the right information is important when making investment decisions. Here are the most frequently asked questions we get about Stocks and shares ISA accounts.

Need more help?

Our customer support team are here to help when you need it. Here’s how to get in touch.

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Learn more about Stocks and shares ISAs

We get it. Deciding what to do with your hard-earned money can be difficult, especially if you’re unsure where you should invest it. Here, our in-house experts help you by sharing their investing knowledge.
Understand the basics

What is a Stocks and shares ISA?

Grasp the basics of investment ISAs before you begin.

ISAs with AJ Bell

Guide to ISAs

All you need to know about investing in an ISA.

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Compare ISAs and SIPPs

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We're here to help you invest

We’ve been helping our customers put their money to work for over 30 years. And with over 673,000 customers, that’s a lot of people taking control of their financial futures. 

We’re not just one of the UK’s largest and best regarded investment platforms, we’re listed on the FTSE 250, we’re regulated by the Financial Conduct Authority (FCA), oh, and we’re a Which? Recommended provider seven years running, 2019-2025. 

So, when you're ready to feel good, investing, we're here to help.
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