Stocks and shares ISA

Looking to invest your money in an easy, tax-efficient way? Our low-cost Stocks and shares ISA may be the account for you.

Open a Stocks & shares ISAView charges
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Get your money working with an investment ISA

Stocks and shares ISAs (also referred to as investment ISAs) are a great option for anyone who wants to build an investment pot over the long term whilst keeping the option to access their savings if they need it.

  • Tax-free investing
    With this account, you don’t pay income or capital gains tax on any growth to your pot – meaning you keep more returns for yourself.
  • Invest up to £20,000 a year
    Each tax year, you get an annual ISA allowance of £20,000 to invest into ISA accounts.
  • Anytime withdrawals
    It’s free to withdraw money from your Stocks and shares ISA whenever you need to – you'll just need to leave at least £100 in your account to keep it open. As this isn’t a flexible ISA, any money you pay back in will count towards your annual allowance.
  • Start investing from just £25
    Once you've funded your account, you’re ready to go. Set up a £25 monthly direct debit, make a one-off £250 payment, or transfer an ISA for free.

Open a Stocks & shares ISA  

View ISA key features  

We keep our ISA charges low

Our low-cost charges mean you have more money available to get the best value from your investments. 

Account charge

Never pay more than
0.25%

Dealing charge

Deal online for as little as
£1.50

Charges calculator

Choose your ISA investments

You’re the decision maker when it comes to choosing how and where to invest money in your Stocks and shares ISA. Although we can’t give you recommendations, we can support you along the way by taking the confusion out of investing.
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I need some ideas

Here you’ll find our AJ Bell managed funds, as well as a list of standout funds that we’ve chosen based on value and potential for growth, and Starter portfolios built by our award-winning experts and managed by you.

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Show me all the options

See our full range of investment options across all markets and sectors, including over 2,000 funds, shares, trusts, ETFs, bonds and gilts – with dealing charges starting from just £1.50.

Stay on track with the AJ Bell app

Manage your investments, check in on your performance, or set up a new account whenever you want with the AJ Bell app.

You can download it from the Apple and Google app stores, or just scan the QR code to find it instantly.

Learn more about the app Download the app

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Expert tips on… Stocks and shares ISAs

Understanding how to manage a Stocks and shares ISA is important for anyone interested in investing.

Dan Coatsworth  Editor-in-Chief

Dan Coatsworth
Editor-in-Chief

Here are some points to remember:

  • You’re allowed to pay in up to £20,000 across a range of different types of adult ISAs* including a Stocks and shares ISA in a single tax year.
  • You can make multiple subscriptions to different types of ISAs including a Stocks and shares ISA, meaning you can open accounts with different providers in the same tax year.
  • There are no restrictions or penalties for taking money out of a Stocks and shares ISA.
  • If you already hold a Stocks and shares ISA with AJ Bell, you don’t have to open a new one each tax year. You can keep paying into the existing one.
  • There’s no tax to pay on income or capital gains for investments held inside a Stocks and shares ISA. 

*Lifetime ISAs are capped at £4,000.

Open a Stocks & shares ISA   

More about investment ISAs   

The most popular questions asked about ISAs

Having the right information is important when making investment decisions. Here are the most frequently asked questions we get about Stocks and shares ISA accounts.

Need more help?

Our customer support team are here to help when you need it. Here’s how to get in touch.

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Still not sure about opening an ISA?

We get it. Deciding what to do with your hard-earned money can be difficult, especially if you’re unsure where you should invest it. Here, our in-house experts help you by sharing their investing knowledge.
Understand the basics

Understand the basics

Grasp the basics before you begin.

ISAs with AJ Bell

Guide to ISAs

All you need to know about investing in an ISA.

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We're here to help you invest

We’ve been helping our customers put their money to work for over 30 years. And with over 620,000 customers, that’s a lot of people taking control of their financial futures. 

We’re not just one of the UK’s largest and best regarded investment platforms, we’re listed on the FTSE 250, we’re regulated by the Financial Conduct Authority (FCA), oh, and we’re a Which? Recommended provider seven years running, 2019-2025. 

So, when you're ready to feel good, investing, we're here to help.
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