About the expert

Hannah joined AJ Bell in 2025 as an investment writer. She was previously a journalist at Portfolio Adviser Magazine, reporting on multi-asset, fixed income and equity funds, as well as macroeconomic impacts and regulatory changes within the industry.

Hannah earned a degree in journalism from the University of Texas at Austin before beginning her career in London. Before joining the finance industry, she covered state politics in Texas and worked as a sports reporter.

Latest articles from Hannah Williford

  • 3 July 2026

    What is the k-shaped economy?

    Every few weeks, the financial news likes to throw a new catchy phrase into the mix, leaving the rest of us to figure out what it means. The ‘k-shaped economy’ seems to be the latest one that’s stuck.

    But what is it, and is there anything to it?

    The k-shaped economy is the theory that as a nation recovers from economic hardship, its wealth splits...

    6 min read
    London stock exchange
  • 3 July 2026

    Are you taking advantage of these tax-efficient investing methods?

    Tax-free wrappers are a big advantage for UK investors, with both ISAs and pensions providing ways for Brits to invest their money without needing to deal with the complications of UK capital gains and dividend tax. These wrappers are well known. But understanding how to use them, where to put your money, and what to do when you’ve used your tax...

    8 min read
    Lady in cafe looking at tablet
  • 24 June 2026

    New rules for holding cash in ISAs: Three things investors need to know

    The government will cut the Cash ISA allowance in April 2027 to £12,000 from its current £20,000 for investors under age 65. While this was revealed months ago during the Autumn Budget, the nuances of what this will look like in practice for investors are now coming to light.

    When the new Cash ISA rules come into practice, Brits will need to invest...

    4 min read
    A lady looking up info on computer
  • 24 June 2026

    How to choose a money market fund

    Money market funds provide a cash-like alternative to investors that can be held in a Stocks and shares ISA, while aiming to return slightly above the rate offered in cash accounts.

    Investors often use these funds instead of cash because they are highly liquid and invest in things like short-term debt and treasuries, which are typically low risk...

    7 min read
    woman using laptop on sofa
  • 19 June 2026

    Is an ETF really cheaper? What you need to know

    Exchange-traded funds (ETFs) are a popular way for investors to access the market, but there is still a lot of confusion around what they really are, especially in comparison to a traditional tracker fund.

    While ETFs and traditional tracker funds (an open-ended fund) play a similar role investments-wise, they are considered differently in terms of...

    5 min read
    A lady in her garden thinking
  • 17 June 2026

    Five funds and trusts that pay dividends monthly

    If you are in search of a monthly payment from your investments to help cover regular bills or subscriptions, funds and trusts offering a monthly dividend could be an attractive option.

    While there’s a large variety of funds that offer some type of dividend, those with a monthly payment narrow down to a more select group. And although it may be...

    4 min read
    Customer looking at investments
  • 12 June 2026

    Is your pension pot on track with your peers?

    You might have an idea of how well-off your friends are based on the size of their home, the amount of reusable Waitrose bags they have at their disposal, or how often they tell you they’re off to the ‘ruggers’.

    But how much people have stored up in their pensions is a bit trickier to deduce, especially since it can’t be accessed until age 55...

    7 min read
    Three men talking