About the expert

Hannah joined AJ Bell in 2025 as an investment writer. She was previously a journalist at Portfolio Adviser Magazine, reporting on multi-asset, fixed income and equity funds, as well as macroeconomic impacts and regulatory changes within the industry.

Hannah earned a degree in journalism from the University of Texas at Austin before beginning her career in London. Before joining the finance industry, she covered state politics in Texas and worked as a sports reporter.

Latest articles from Hannah Williford

  • 29 July 2026

    Approaching pension drawdown? Top questions you might need answered

    When you reach the point you begin to think about dipping into your pension pot, it can often feel like an endless string of financial decisions that you must ‘get right’.

    In July, the Department for Work and Pensions released its findings following in-depth interviews with people aged 53 to 67 living a variety of lifestyles across the UK. They...

    7 min read
    retired couple in london
  • 22 July 2026

    Should first-time home buyers wait and invest instead?

    Buying a home, even for those who’ve already been through several purchases, tends to mean quite a few sleepless nights and scrutiny of finances.

    For most of us, it’s by far the most expensive item we will ever purchase. But it’s also been seen for a long time as one of the most important assets to hold in terms of financial growth, with homes...

    7 min read
    Young house buyers
  • 20 July 2026

    How a gilt ladder could be your next income strategy Gilts are exempt from capital gains tax, creating a potential benefit for investors who buy gilts at a discounted price and hold until maturity Gilt ladders are helpful for planning a specific stream of returns to match specific outgoings Investors can build their own gilt ladder through choosing bonds with different maturity dates This strategy...
    7 min read
    Man climbing ladder
  • 17 July 2026

    Are you paying more than your fair share of income tax?

    Most people accept that paying some amount of tax is important as a contribution to wider society, but it doesn’t mean we are jumping for joy when our tax bill is looking larger than last year.

    It doesn’t help that the tax system is full of convoluted language and scenarios, which can mean that if you aren’t careful, you could end up with a much...

    5 min read
    HMRC letter
  • 3 July 2026

    What is the k-shaped economy?

    Every few weeks, the financial news likes to throw a new catchy phrase into the mix, leaving the rest of us to figure out what it means. The ‘k-shaped economy’ seems to be the latest one that’s stuck.

    But what is it, and is there anything to it?

    The k-shaped economy is the theory that as a nation recovers from economic hardship, its wealth splits...

    6 min read
    London stock exchange
  • 3 July 2026

    Are you taking advantage of these tax-efficient investing methods?

    Tax-free wrappers are a big advantage for UK investors, with both ISAs and pensions providing ways for Brits to invest their money without needing to deal with the complications of UK capital gains and dividend tax. These wrappers are well known. But understanding how to use them, where to put your money, and what to do when you’ve used your tax...

    8 min read
    Lady in cafe looking at tablet
  • 24 June 2026

    New rules for holding cash in ISAs: Three things investors need to know

    The government will cut the Cash ISA allowance in April 2027 to £12,000 from its current £20,000 for investors under age 65. While this was revealed months ago during the 2025 Budget, the nuances of what this will look like in practice for investors are now coming to light.

    When the new Cash ISA rules come into practice, Brits will need to invest...

    4 min read
    A lady looking up info on computer