21 May 2025

Who should I trust for information about money and investing?

If you do a quick search on the internet of how to invest your money, you will likely end up with millions of answers and many that seem to contradict each other.

In short, no one can tell you with certainty what investment will give you the best returns. But if you have specific questions about your finances, or are looking for where to start...

21 May 2025

Tracking down your lost pension: Where does it go?

In the UK, there is currently £31bn in assets floating around in unclaimed pension pots. But what happens when these assets aren’t reclaimed by their owners?

Pension providers will make every effort to reunite lost pots with their owners, but ultimately lost pensions can go into the Dormant Assets Scheme, where they may eventually be donated to...

20 May 2025

The UK has over £31bn in lost pensions: can combining pots help?

There is over £31 billion* in unclaimed pension pots floating around the UK, a number exacerbated by frequent career changes and workers being automatically placed in a pension scheme.

The automatic enrolment workplace pension scheme has been touted as one of the most successful projects by government in recent years. In 2012, when auto enrolment...

20 May 2025

Am I saving enough for retirement?

Determining how much you need to save for retirement in your pension can be a tricky calculation because it involves a lot of unknowns.

Just 18% of people have a figure for how much they believe they will need for retirement, and only 20% are confident they are saving enough, according to the Pension & Lifetime Savings Association (PLSA).

By...

15 May 2025

Only six North American funds have made investors money this year

Just six funds focusing on North America have made money in sterling terms for UK retail investors this year.

Including the open-ended fund universe and investment trusts, this means just 6% of funds investing in the sector have been able to see any gains amid the tariff turmoil. So how have the lucky few been able to succeed?

Well, one of them...

15 May 2025

How much time do I need to spend researching and monitoring investments?

How you choose to invest your money is an important decision, but it doesn’t need to be a time consuming one.

While choosing individual stocks can mean close monitoring to decide when to buy or sell, many other types of investments offer a much more hands-off approach at minimal costs.

In fact, choosing your investments and then giving them time to...

14 May 2025

Why is the FTSE 100 beating the FTSE 250 so far this year (and over the past five years)?

Most regions have fully recovered all the losses since the Liberation Day announcement on 2 April triggered a global market sell-off. However, if you look at performance since the start of the year it is clear markets aren’t moving in unison, with the US is a notable laggard.

Countries like Germany are racing ahead, with the Dax index up 19% year...

9 May 2025

Should I opt out of my workplace pension and think about retirement savings later in life?

Workplace pensions can be incredibly powerful savings vehicles. Your contributions are topped up by additional money from your employer and the government that can double the value of what you put in before it’s invested.

It’s also probably the simplest way to invest. If you work at a company, are aged 22 or older, and earn over £10,000 per year...

1 May 2025

How to invest when you’re not interested in finance

The finance industry is often associated with Wolf of Wall Street and finance ‘bros’ whose main interest is talking up crypto. You might think investing is only for these types of people, yet it is something that most individuals can do, and without much effort or knowledge.

At first glance, investing can look complicated from a practical point of...