13 March 2026
Why investors shouldn’t panic when markets fallMarket crashes can be daunting and cause a lot of stress for investors. Here’s why you shouldn’t panic when markets are down, both temporarily and in the long term.
About the expert
Laura Suter is AJ Bell's Director of Personal Finance. She joined the company in 2018 and is the go-to spokesperson on all things personal finance - from cash savings rates to saving for children and how to invest for the first time. Laura has a degree in Journalism Studies from the University of Sheffield.
Since joining the company, Laura has co-founded AJ Bell’s Money Matters campaign, which aims to help more women start their investing journey and close the gender investment gap. She writes articles for the campaign and co-hosts the Money Matters podcast.
Laura also co-hosts AJ Bell's weekly Money & Markets podcast, giving an update on all the investing and personal finance news of the week. She's regularly quoted in the national and trade press, as well as appearing on TV and radio. She speaks and presents at live events, ranging from AJ Bell roadshows to the company’s flagship investment conference, Investival, and Money Matters events.
Laura is a multi-award winning former financial journalist, having worked in this role for 10 years before joining AJ Bell. She was previously at the Daily Telegraph as an Investment Editor. During her time at the Telegraph, she was crowned the Headlinemoney Investment Journalist of the Year. She also worked for financial adviser publications Money Marketing and Money Management, as well as an investment publication in New York focusing on the hedge fund and private equity world.
Latest articles from Laura Suter
13 March 2026
Fewer than 1% of Premium Bonds prizes go to those holding less than £1,000The allure of Premium Bonds resides in the potential for holders to win a prize up to a maximum of £1 million, but many of those with money in the accounts will never win – or see a return on their money at all. There are more than 14 million premium bond holders yet to win a prize big or small, making up nearly two thirds of all account holders.
F...
11 March 2026
The three steps to investing for your kid’s futuresDoing the best for your kids is the goal of any parent, including setting them up for a successful financial future.
Many parents are on the ball to create a nest egg for their kids, but there is a window to get them started on the journey even sooner than we tend to at the moment.
Data obtained under an FOI request by AJ Bell shows that 70% of the...
11 March 2026
What the Iran conflict means for your retirement and spendingGiven the scale of the instability we are seeing in the Middle East – and specifically the knock-on impact on oil supplies and global confidence – it is inevitable there will be a short-term impact (at the very least) on people who are invested in global markets.
If you have a defined contribution (DC) pension – either set up through your employer...
5 March 2026
How to make your family millionaires in just 10 yearsAnalysis from AJ Bell shows a family of four could have built a tax-free investment portfolio worth £1 million in just 10 years by consistently maximising their ISA and Junior ISA allowances.
If a family of four had used their ISA allowances in full over the past decade, and invested the money in a global tracker fund, they would be sitting on £1...
25 February 2026
How many teens keep their Junior ISA at 18?Parents considering investing for their children may be encouraged by new data from AJ Bell, which found that kids aren’t plundering their ISA savings as soon as they get their hands on the money.
One of parents’ biggest worries when opening a Junior ISA for their child is that when their child turns 18, they get control of the account and can do...
17 February 2026
Is it worth chasing the best savings rate or should I just pick and stick?Ask the experts. Laura Suter is on hand to answer your personal finance questions. If you’d like a question considered for a future edition, send it in now .
I know that lots of people will move their savings around each time a new top deal lands, to get the most from their savings, while other people leave it sitting in their current account or...
12 February 2026
How investing just £25 a month could have netted you £6,300 in 10 yearsWhen people think of investors they may imagine people with private yachts or thousands of pounds in the bank, but investing doesn’t have to mean big sums or expert timing to deliver decent results.
Putting away just £25 a month could grow into a sizeable investment pot over time, and the figures highlight the powerful impact of investing little...
29 January 2026
Cash savings could leave your kids £100,000 poorerPutting money away for your children is a great way to set them up for life, but lots of parents default to cash – costing their kids’ future wealth. Saving money when your child is young means there is a long time until they will access the money, which is ideal for investing. However, still lots of parents stick to the safety of cash for their...
19 January 2026
I’m a cash lover, what do the Budget Cash ISA changes mean for me?Ask the experts. Laura Suter is on hand to answer your personal finance questions. If you'd like a question considered for a future edition send it in now.
I’ve seen the changes to Cash ISAs announced in the Budget, and I’m worried about how it’ll affect me. I max out my Cash ISA every year by putting in the full £20,000, so any change to the...
