About the expert

Laura Suter is AJ Bell's Director of Personal Finance. She joined the company in 2018 and is the go-to spokesperson on all things personal finance - from cash savings rates to saving for children and how to invest for the first time. Laura has a degree in Journalism Studies from the University of Sheffield.

Since joining the company, Laura has co-founded AJ Bell’s Money Matters campaign, which aims to help more women start their investing journey and close the gender investment gap. She writes articles for the campaign and co-hosts the Money Matters podcast.

Laura also co-hosts AJ Bell's weekly Money & Markets podcast, giving an update on all the investing and personal finance news of the week. She's regularly quoted in the national and trade press, as well as appearing on TV and radio. She speaks and presents at live events, ranging from AJ Bell roadshows to the company’s flagship investment conference, Investival, and Money Matters events.

Laura is a multi-award winning former financial journalist, having worked in this role for 10 years before joining AJ Bell. She was previously at the Daily Telegraph as an Investment Editor. During her time at the Telegraph, she was crowned the Headlinemoney Investment Journalist of the Year. She also worked for financial adviser publications Money Marketing and Money Management, as well as an investment publication in New York focusing on the hedge fund and private equity world.

Latest articles from Laura Suter

  • 11 December 2025

    What should I do with my first bonus: treat myself, save it or invest it?

    Ask the experts. Laura Suter is on hand to answer your personal finance questions. If you'd like a question considered for a future edition send it in now.

    I’ve just received my first-ever work bonus, and I’m not sure what to do with it. Part of me wants to celebrate and splurge on something I’ve wanted for ages, but I also feel like I should be...

    5 min read
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  • 8 December 2025

    How an 18-year advent calendar can generate £265,851 for your child

    Parents currently pillaging the toy shops or Amazon for their kid’s Christmas presents should pause and think about whether they should ditch the presents and give them some money instead.

    Rather than carrying out a supermarket-sweep style dash around the shops before Christmas Day, in the long run kids may prefer cash that goes into an account for...

    5 min read
    Young boy opening his advent calendar at Christmas
  • 4 December 2025

    How much the Cash ISA allowance cut could cost you

    The decision to cut the Cash ISA allowance for those under the age of 65 is going to lead to bigger tax bills for the nation.

    The Budget also saw the personal savings allowance frozen for another year and the tax rates for savings interest increased – leading to a triple blow for cash savers. Quite simply, they will see more of their money taxed at...

    6 min read
    Author
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  • 1 December 2025

    11 years of dividend tax hikes: how bills have dramatically risen

    Dividends have faced an onslaught of changes over the past decade, and investors and company owners have seen soaring bills during that time, with the latest Budget change increasing rates once again.

    The Budget change means both basic and higher rate taxpayers will face an increase of two percentage points in the amount they pay on dividend income...

    6 min read
    HM Treasury
  • 28 November 2025

    Nine ways to beat the Budget’s £26 billion tax hikes

    The chancellor unveiled £26 billion of tax hikes in her most recent Budget, with much of it landing at the feet of savers, investors and workers. While there’s no doubt that tax increases are coming, there are clever ways to mitigate the impact of these tax changes. Making smart moves before some of the changes come in place, while also getting the...

    11 min read
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  • 21 November 2025

    The risk of opting for cash over investing

    New analysis from AJ Bell shows the dramatic difference between keeping money in cash and investing it over the long term. Since 1999, when ISAs were launched, stock market investments have significantly outpaced both inflation and cash savings – with investors building far greater wealth despite short-term market ups and downs.

    The analysis shows...

    5 min read
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  • 12 November 2025

    How can I tell if I’m financially ‘on track’ for my age? 

    Ask the experts. Laura Suter is on hand to answer your personal finance questions. If you'd like a question considered for a future edition send it in now.

    I’m in my late 30s, earning what I’d call a decent salary, but I never really know if I’m doing well enough with my money. I save a bit each month, pay into my pension through work, and try not...

    7 min read
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  • 7 November 2025

    How investing in a Lifetime ISA can supercharge your savings

    A Lifetime ISA account gives you a double whammy of returns, as you can claim the Government bonus and get investment returns on that bonus – which can supercharge your deposit savings.

    The big perk of the Lifetime ISA is the ability to claim up to £1,000 a year from the Government for free, which you can put towards your deposit savings for your...

    3 min read
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