14 August 2026

Higher earners already pay a massive chunk of tax here in the UK as the top 50% of earners pay 90% of all income tax, and the top 1% pay 27%. If they make over £100,000, they also fall off the cliff edge and lose incredibly valuable government support.

If you have a significant portfolio outside ISAs and pensions, you’re also highly likely to be...

7 August 2026

Inheritance tax rule changes due next year which include pensions falling within estates for IHT purposes, are focusing attention on the threat this tax poses, and how to protect yourself. One lesser-known rule allows you to give away big chunks of your spare income and avoid the tax. Even if you don’t have any income spare for this, you may still...

6 August 2026

Like Christmas, Budget speculation season has kicked off even earlier this year, with everything from wealth taxes to frozen tax thresholds being thrown into the mix.

When faced with the threat of higher taxes, people will always want to take steps to protect themselves. But if you do, it’s essential to focus on those you’ll be grateful for...

5 August 2026

Most people are currently collecting pensions like they’re trying to complete some sort of set. The automatic-enrolment rules mean that as long as you’re aged 22 or over and earning at least £10,000 a year, you’ll be automatically enrolled into the pension when you start a new job. When you leave and start somewhere else, you’ll leave the pension...

4 August 2026

In Cash ISAs, savers are protected from income tax on savings interest. Across the UK, this wrapper saved people £2.79 billion in the 2024/25 tax year, which is more than double the amount saved a year earlier (£1.31 billion) and an impressive 13 times as much as was saved six years prior.

The bumper rates on Cash ISAs during the 2024/25 tax year...

31 July 2026

The number of people aged 100 or more has doubled over the past 20 years, raising the point that as life expectancy continues to grow so to must our pension calculations.

According to the latest government figures, there were 15,172 people who were at least 100 years old, two thirds of which were women.

When you’re planning for retirement, it’s...

28 July 2026

The UK has massively narrowed one of its financial gender gaps this year, which would usually be cause for celebration. However, this one is a slightly mixed blessing.

For the tax year 2026 to 2027, an estimated 18.9 million income taxpayers are women and 21.9 million are men – that’s a split of 46.3% women and 53.7% men, the latest government data...

22 July 2026

If you’re waiting for the perfect moment to do anything in life, there’s a risk you’ll never get around to it. And when it comes to saving and investing, you’ll pay a real price for the delay. So, it can help to know when other people have taken the plunge, and just how they’re doing, to see whether we’re on track, or if we need to get cracking...