Can I pay charges using a different account?

If you prefer, we can collect the account charges for your AJ Bell accounts from the cash in your Dealing account. For this to apply to your Junior ISA, you must be its registered contact (the person who manages the account). There’s also no charge for holding cash in your Dealing account.

To set this up, open a Dealing account if you haven't already, then email customermaintenance@ajbell.co.uk to request that we collect all your account charges from your Dealing account. There is no charge for holding cash in your Dealing account.

You’ll need to do this at least five working days before the end of the month, otherwise the change won’t come into effect until the following month.

If there’s insufficient cash in your Dealing account to cover the charges, we’ll move the charge back to your original account where it was chargeable. If we need to move the charge back, then all future charges will be taken from the account in which they arose.

If you don’t instruct us to collect your charges from the cash in your Dealing account, we will continue to collect monthly account charges from the cash you have available in each account.