21 May 2026

How can I get my employer to make contributions to my SIPP?

Ask the experts. Rachel Vahey is here to answer questions on pensions. If you’d like a question considered for a future edition send it in now .

Or alternatively leave a rating for the article and include your question in the comment box.

I want my employer to make contributions into my SIPP. How do they do this for the first time and what do I...

16 May 2026

Five key tax and savings policies a new prime minister could revisit

Anyone stepping into the role of prime minister and entering Number 10 midway through a term will have some tough decisions on their plate. They will be eager to stamp their mark on their premiership, yet must balance this with the risk of reneging on key promises made to voters less than two years ago – and threaten to erode public trust in the...

24 April 2026

I live overseas: how can I access my UK pension?

Ask the experts. Rachel Vahey is here to answer questions on pensions. If you’d like a question considered for a future edition send it in now .

Or alternatively leave a rating for the article and include your question in the comment box.

I have a stakeholder defined contributions pension with a big provider built up when I was employed in the...

1 April 2026

Does it matter if you're married when it comes to pensions?

At first glance, pensions are a totally individual affair. Most people have their own pension...

13 March 2026

Should I defer my retirement or not?

Ask the experts. Rachel Vahey is here to answer questions on pensions. If you’d like a question considered for a future edition send it in now .

I am approaching 65 years old and find myself enjoying work so much that I don’t want to retire just yet, I’d prefer to continue working, although I may cut my working hours.

I am a widower and receive a...

16 February 2026

My daughter’s in the Navy — where should she start with her pension?

Ask the experts. Rachel Vahey is here to answer questions on pensions. If you’d like a question considered for a future edition send it in now .

My daughter has just completed her first year in the Navy and is considering setting up a personal pension because she has an excess of cash, what can you suggest?

I have a SIPP with you but not sure I...

18 January 2026

What will happen with my pension if I go into a care home?

Ask the experts. Rachel Vahey is here to answer questions on pensions. If you'd like a question considered for a future edition, send it in now.

If you go into a care home and have a drawdown pension the local authority can compare the income you take from pension drawdown against the income you would receive if you bought an annuity on a single...

13 December 2025

What will happen to my pension if I move abroad?

Ask the experts. Rachel Vahey is here to answer questions on pensions. If you'd like a question considered for a future edition, send it in now.

Three years ago, we bought property in Spain, and since our retirement last year, my husband and I are currently dividing our time between the UK and Spain. However, this is a temporary arrangement, and...

12 November 2025

Will I be affected by the increased age limit on taking pension benefits?

Ask the experts. Rachel Vahey is here to answer questions on pensions. If you'd like a question considered for a future edition, send it in now.

Currently the earliest one can access their pension benefits is upon reaching the age of 55. The government announced this limit would rise to 57 from 6 April 2028.

Having saved diligently and invested...

2 October 2025

What should pension savers consider before taking their tax-free cash?

With the Budget fast approaching, the rumour mill is going into overdrive over whether there will be changes to pensions tax incentives from November.

Those who have built up larger pension pots must feel somewhat caught in the headlights. But trying to make decisions based on policy rumours becomes a guessing game.

Whether and when to take tax...