13 August 2026
Discover a key price signal for investors researching quality stocksThe late Charlie Munger may not be as well-known as his close counterpart Warren Buffett, but his track record speaks for itself.
Between 1962 and 1977 his investment partnership Wheeler, Munger & Co generated a compound annual growth rate of 19.8% before fees, compared with 5% for the Dow Jones Industrials Average.
Munger was instrumental in...
13 August 2026
Which UK sectors pay the highest dividends?Income may be a key reason to invest, but not all dividends are equal. Knowing what level of income to expect from different industries is a useful way to enhance your research.
We have studied the top 350 companies by value on the UK stock market to see how dividends vary from sector and by company. Multiple industries stand out as decent dividend...
23 July 2026
How I invest: The dad making sure his kids will retire early as wellRobert, 65, is currently enjoying the slower pace of retired life. A keen cyclist, now with more time explore the National Cycle Network routes near – and far – from his home in the northeast, and bond with his first grandchild.
But the foundations of this were set over 40 years beforehand when, at aged 21, Robert got his first job and asked the...
23 July 2026
What will happen when my daughter inherits my pension?Ask the experts. Rachel Vahey is here to answer questions on pensions. If you’d like a question considered for a future edition send it in now .
Or alternatively leave a rating for the article and include your question in the comment box.
I have a question about inheritance tax and pensions. I will be over 75 years old at the time of my death...
22 July 2026
When everyone owns the same stocks, where should investors look next?Going against the tide means fighting against our inherent make up. It’s a longstanding tenet of behavioural finance that humans are driven by herd behaviour and we can see this dynamic at play in the markets on a regular basis.
For us as investors, this creates the risk of getting involved in a crowded trade which the US Treasury has defined as...
22 July 2026
How much capital gains tax will I pay if I sell an investment in different chunks?Ask the experts. Sarah Coles is on hand to answer your personal finance questions. If you’d like a question considered for a future edition send it in now .
Or alternatively leave a rating for the article and include your question in the comment box.
I’d like to sell an investment to reduce the capital gains tax. The first sale was for £5,000 =...
21 July 2026
Why would I invest in an active fund when trackers are cheaper?Ask the experts. Paul Angell is on hand to answer your questions about investments. If you'd like a question considered for a future edition, send it in now.
Or alternatively leave a rating for the article and include your question in the comment box.
It’s hard for me to understand the case for active funds for stock investing. If tracker funds...
21 July 2026
Are the newly updated Retirement Living Standards up to scratch?It’s rare that pensions are out of the news, but we’ve seen a sharp focus on whether people are saving enough for a decent retirement and what a decent retirement looks like. The interim report from the Pensions Commission was published in May, estimating a whopping 15 million people weren’t saving enough and we also saw an update to figures that...
20 July 2026
UK bank earnings: rates, buybacks and capital returns in focusThe major UK banks are schedule to report first-half earnings between the back end of July and early August 2026.
Heading into the numbers, bank shares have continued to outperform the FTSE 100 benchmark with HSBC shares up by around a fifth and Lloyds up around 12% while NatWest and Barclays have lagged.
Interest rate expectations, which are...
20 July 2026
What are the signs of a market bubble?Ask the experts. Russ Mould is on hand to answer your queries about the financial markets. If you'd like a question considered for a future edition, send it in now .
Or alternatively leave a rating for the article and include your question in the comment box.
There’s a lot of excitement about the SpaceX IPO but I keep hear people talking about a...
16 July 2026
Every little helps – Tesco uses scale, data and loyalty to stay aheadThere’s little doubt about Tesco’s position in the UK grocery sector. It dominates in a way which is beginning to match the high watermark of the 2000s when its share of the market was above 30%. The share price too has surged in recent years to approach levels last seen in the late noughties and early 2010s.
But what is behind Tesco’s competitive...
16 July 2026
Could Apple’s cautious approach to AI turn out to be the smart move?Some analysts believe Apple is at risk of falling behind in the AI race due to its slow adoption and the delayed roll-out of advanced features.
Critics point to the recent revamp of its natural language interface Siri, which was unveiled at the Worldwide Developers Conference and met with a decidedly muted response from investors.
Rather than...
16 July 2026
How to distinguish genuine investment themes from ‘fads’Markets are full of investment themes, the most popular of late being AI, with debates around robotics and drones abounding in conversations about the next emerging cutting-edge area.
But what actually makes something a long-term, investable strategy versus a flash in the pan frothy fad or trend?
A myriad of exchange traded fund (ETF) and thematic...
16 July 2026
Hidden UK industrial champions investors should know aboutIn the not so distant past the UK industrials sector could be characterised as a collection of low-margin metal bashers producing commoditised products for mature economies. There has been significant improvement since then with leaner, more technologically focused companies operating in a far more diverse mix of geographies.
Many are leaders in...
16 July 2026
The cash flow metric private equity loves and the stocks it helps uncoverFree cash flow yield has a strong following among value and quality-oriented investors. It is seen as a cleaner measure of value than traditional valuation metrics like the PE (price to earnings) ratio.
Unlike reported earnings which are shaped by accounting choices like how to reflect the valuation of assets, when to recognise revenue, and whether...
16 July 2026
Why companies cut dividends – and how to spot the next ones at riskIncome investors should never rule out a dividend cut. There are no guarantees with dividends and sometimes companies have no choice but to lower the amount paid to shareholders.
Dividend cuts are a live issue, and they are happening across the market. For example, we have already seen two FTSE 100 firms cut dividends this year, being drinks group...
17 June 2026
How can I make the most of my last years working?Ask the experts. Sarah Coles is on hand to answer your personal finance questions. If you’d like a question considered for a future edition send it in now .
Or alternatively leave a rating for the article and include your question in the comment box.
I retire soon and want to make the most of the time I have left earning a regular salary. I’m...
16 June 2026
How can I access the pension I built up in the US?Ask the experts. Rachel Vahey is here to answer questions on pensions. If you’d like a question considered for a future edition send it in now .
Or alternatively leave a rating for the article and include your question in the comment box.
I worked in the US for a few years before returning back to the UK. Whilst out there I built up a $31,000...
16 June 2026
Reasons for optimism despite all the turmoil and noiseWhile ultimately the damage to most investors’ portfolios has likely been relatively light so far this year there has certainly been plenty for us all to fret about in 2026.
We have yet to see the full inflationary impact of the Iran war and the shutting off of the Strait of Hormuz but most are aware it is coming, while confidence in the AI story...
15 June 2026
What would a return to stagflation mean for investors’ portfolios?Ask the experts. Russ Mould is on hand to answer your queries about the financial markets. If you'd like a question considered for a future edition, send it in now .
Or alternatively leave a rating for the article and include your question in the comment box.
I keep hearing about stagflation and how its bad for markets but could you explain what...
15 June 2026
Why you need to think about valuation and concentration risks when investing globallyThe principle of reducing risk by spreading investments across different sectors and companies can be given another layer of diversification by considering investing in international markets.
Helpfully, there is an excellent range of products and instruments which allow you to participate in the returns from markets across the globe.
While there...
11 June 2026
The stocks which offer you growth at a reasonable priceSometimes value and growth as investing styles are seen as polar opposites.
However, they can be combined – with the growth at a reasonable price (GARP for short) approach attempting to encompass both these factors.
The focus here is on high earnings growth where the price is low relative to forecast earnings – something which can be measured using...
11 June 2026
AI gets to work: the winners of the next era for the themeSemiconductor stocks have been surging ever since ChatGPT’s launch in 2022 sparked the AI theme into full flame. While names like Nvidia have been prominent, the list of AI beneficiaries is getting longer and is now encompassing CPUs, the brain handling logic in computers and laptops.
Nvidia was the standout beneficiary in the race to develop large...
11 June 2026
Are Legal & General’s bumper dividends sustainable?Insurer Legal & General is a cornerstone of income investors portfolios with the shares offering the highest dividend yield in the blue-chip FTSE 100 index, currently around 8%.
L&G is a good example of the powerful effect of reinvesting dividends on total shareholder return.
While the share price performance looks uninspiring over the last five...
11 June 2026
Why many people don’t receive the full state pensionThe full new state pension is quoted as a flat rate £241.30 per week, or just over £12,500 a year, giving the impression that all pensioners with 35 or more qualifying years now get this. In practice, and over 10 years since the new system was introduced, many don’t.
The picture is more complex, mainly due to transitional rules introduced when the...
